Long-Term Care Insurance Made Simple

Navigating long-term care insurance can feel overwhelming – we get it. Between understanding your policy benefits, filing claims, and dealing with insurance representatives, it's easy to feel lost in a sea of paperwork and phone calls. That's exactly why we're here to help.

At Avenues Home Care, we've made it our mission to take the stress out of your long-term care insurance process. We know you'd rather focus on what matters most: getting the care you need and spending quality time with your loved ones. Let us handle the insurance headaches so you can focus on healing and living.

How We Simplify Long-Term Care Insurance for You and Your Family

Review Policy and Verify Benefits

We start by doing the detective work for you. Our team will call your LTC insurance carrier directly to help you understand exactly what benefits you're entitled to and deserve. Think of us as your personal insurance translators – we'll break down all that confusing policy language into plain English.
Many families are surprised to discover they have more coverage than they initially thought, or they learn about benefits they didn't even know existed. We make sure you're getting every dollar you've paid for over the years. After all, you've been paying those premiums for a reason – now it's time to put that coverage to work for you.

Initiate Claims and Complete the Paperwork

Remember those stacks of claim forms that make your head spin? Consider them handled. We'll help you initiate your claim and assist in completing all those detailed forms that insurance companies seem to love so much.
Our experienced team knows exactly what information insurance carriers are looking for and how they want it presented. We'll make sure everything is filled out correctly the first time, which means faster approval and fewer frustrating back-and-forth requests for additional information.

Expert Advocacy on Your Behalf

Here's where our experience really shines. Our industry-leading experts will advocate directly with your LTC insurance representative to ensure your claims process moves forward quickly and accurately. We speak their language and know how to navigate their systems.
When insurance companies see that you're working with professionals who understand the process inside and out, they tend to take your claim more seriously. We'll follow up, ask the right questions, and make sure nothing falls through the cracks. Think of us as your personal insurance advocates – we're in your corner, fighting to get you the benefits you deserve.

Accept Assignment of Benefits and Handle Ongoing Administration

Once your claim is approved, we don't just disappear. We'll accept assignment of benefits and take care of submitting caregiver time sheets and invoices directly to your LTC insurance carrier. This means you won't have to worry about collecting receipts, filling out reimbursement forms, or waiting for checks to arrive.
We handle all the ongoing paperwork and communication with your insurance company, so you get seamless, uninterrupted care without any administrative hassles on your end.

Why Leave It to the Experts?

You wouldn't try to fix your car's transmission without the right tools and knowledge, so why wrestle with long-term care insurance on your own? Insurance companies have their own processes, timelines, and requirements – and frankly, they're designed to work in the insurance company's favor, not yours.
When you work with Avenues Home Care, you're getting a team that has helped hundreds of families navigate this exact process. We know the shortcuts, we understand the common pitfalls, and we have the relationships with insurance carriers that can make all the difference in getting your claim processed quickly and correctly.
Ready to get started? Contact us today and let our insurance experts take the burden off your shoulders. You've got enough to worry about – let us handle the insurance maze so you can focus on what really matters.

Call us today to learn more about how we can simplify your long-term care insurance process and get you
the benefits you deserve.